Experienced banking professional with over 12 years of expertise in branch management, retail banking, SME lending, and client relationship management. Proven ability to lead branch operations, drive business growth, and deliver high-quality financial services. Skilled in credit risk assessment, Islamic banking, and MIS reporting, with a strong track record in sales and customer service. Certified Islamic Banker (IBC) from the International Institute of Islamic Banking (IIIB), bringing strong leadership and strategic management experience from leading banks in Pakistan.
Skills
Branch Banking Operations
Branch and Area Management
SME Lending and Credit Risk Assessment
Islamic Banking Practices
Relationship Management
Sales and Business Development
Payments and MIS Reporting
Staff Training and Leadership
Professional Experience
Branch Manager
Habib Bank Limited (HBL)
Jun 2022 – Present
Lead overall branch operations including deposits | advances | and customer services.
Drive business growth by meeting sales targets for deposits | loans | and cross-selling financial products.
Ensure compliance with regulatory and internal banking policies.
Area Manager (CRBG) & Branch Manager
Soneri Bank Limited
Jan 2021 – Sep 2023
Managed multiple branches
overseeing sales targets and operational excellence.
As Branch Manager (Qasimabad) | led branch performance in deposits | SME financing | and customer service.
Served as Relationship Manager SME | managing small and medium enterprise portfolios with a focus on financing and credit risk management.
Assistant Manager
Meezan Bank Limited
Aug 2013 – Oct 2020
Supervised CAD (Credit Administration Department) operations at Hyderabad Hub.
Ensured accurate documentation | compliance | and disbursement of loans.
Monitored credit risk | collateral | and post-disbursement compliance.
