Meezan Bank Posts Record Rs89bn Profit, Declares Rs28 Per Share Dividend

Meezan Bank reported an impressive financial performance for the year ended December 31, 2025, posting a Profit After Tax (PAT) of Rs. 89.0 billion and a strong Return on Equity (ROE) of 34%, further reinforcing its standing as Pakistan’s leading Islamic financial institution.

The Board of Directors approved a total cash dividend of Rs. 28 per share (280%) for 2025, which includes a final dividend of Rs. 7 per share in addition to the interim dividend of Rs. 21 per share distributed earlier. Earnings Per Share (EPS) for the year reached Rs. 49.54.

The bank sustained a solid financial position, recording a Capital Adequacy Ratio (CAR) of 19.2%, comfortably exceeding regulatory thresholds. Its market capitalization surpassed USD 3.2 billion, placing it among the most valuable companies in Pakistan.

Operationally, the bank delivered resilient results despite a lower policy rate environment. Non-funded income increased by 13% year-on-year to Rs. 32.6 billion, while total deposits grew 28% to Rs. 3.30 trillion. Inflows through the Roshan Digital Account reached USD 3.4 billion, accounting for 29% of overall industry inflows.

Asset quality remained robust, with gross financings recorded at Rs. 1.69 trillion, a low Non-Performing Financing (NPF) ratio of 1.8%, and a strong coverage ratio of 146%. The investment portfolio also expanded notably to Rs. 2.60 trillion, reflecting a 39% year-on-year increase.