Soneri Bank Limited 2025 Profit Rises to Rs4.6bn with 27% Deposit Growth

Soneri Bank Limited has announced its financial results for the year ended December 31, 2025, reporting a Profit Before Tax (PBT) of Rs. 11.6 billion and a Profit After Tax (PAT) of Rs. 4.6 billion. Despite a lower interest rate environment and higher effective taxation, the Bank demonstrated stable and resilient performance across its core business segments.

Net interest income rose by 8.4% to Rs. 27.0 billion, supported by higher average business volumes, while non-interest income increased by 20.4% to Rs. 8.1 billion, primarily driven by growth in fee and commission streams. Consequently, total revenue recorded a 10.9% year-on-year improvement.

Continuing its strategic growth trajectory, the Bank opened a record 126 new branches during the year, expanding its nationwide network to 670 locations. This expansion contributed to strong deposit mobilization, with total deposits rising 26.9% to Rs. 689.1 billion, alongside a notable decline in the cost of deposits to 7.1%.

The Bank maintained a solid balance sheet, supported by a Capital Adequacy Ratio of 14.9% and liquidity levels comfortably above regulatory thresholds. Asset quality remained controlled, with non-performing loans at 3.41% and overall provisioning coverage at 96.8%.

Soneri Bank continues to prioritize sustainable growth, disciplined risk management, and the creation of long-term value for its customers and shareholders.