Muhammad Babar Ayyaz Assumes Charge as President and CEO of Bank of AJK

Malik Muhammad Babar Ayyaz has officially assumed the role of President & Chief Executive Officer of the Bank of Azad Jammu & Kashmir, bringing more than 27 years of extensive experience across Pakistan’s banking and financial services sector. His appointment reflects the bank’s confidence in his leadership, strategic vision, and expertise in driving institutional growth.

Throughout his career, Malik Muhammad Babar Ayyaz has built a strong track record in corporate banking, commercial banking, Islamic banking, SME finance, strategic planning, and business transformation. Before joining Bank of Azad Jammu & Kashmir, he spent nearly 17 years at The Bank of Punjab, where he held several senior leadership positions and played a key role in strengthening the bank’s Corporate & Investment Banking and SME & Commercial Banking businesses.

As President & CEO, he will lead BAJK’s next phase of growth with a focus on digital transformation, financial inclusion, Islamic and SME banking, governance, customer experience, and sustainable business performance. His leadership is expected to further strengthen the bank’s position while supporting economic development and expanding access to modern financial services across Azad Jammu & Kashmir.